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Flight Accidental Death Limit policy wording for Generali Global Assistance Premium

ACCIDENTAL DEATH AND DISMEMBERMENT – AIR FLIGHT ACCIDENT

We will pay this benefit, up to the amount on the Schedule, if you are injured in an Air Flight Accident, which occurs while you are on a Trip, and covered under the Policy, and you suffer one of the losses listed below within 365 days of the Air Flight Accident. The principal sum is the benefit amount shown in the Schedule.

 

Loss:  Percentage of Principal Sum Payable:
Life 100%
Both Hands; Both Feet or Sight of Both Eyes 100%
One Hand and One Foot 100%
One Hand and Sight of One Eye 100%
One Foot and Sight of One Eye 100%
One Hand; One Foot or Sight of One Eye.. 50%

If you suffer more than one loss from one Air Flight Accident, we will pay only for the loss with the larger benefit. Loss of a hand or foot means complete severance at or above the wrist or ankle joint. Loss of sight of an eye means complete and irrecoverable loss of sight.

Exposure and Disappearance

If by reason of an Air Flight Accident covered by the Policy, you are unavoidably exposed to the elements and as a result of such exposure suffer a loss for which benefits are otherwise payable; such loss shall be covered hereunder. If you are involved in an Air Flight Accident which results in the sinking or wrecking of a conveyance in which you were riding and your body is not located within one year of such Air Flight Accident, it will be presumed that you suffered loss of life resulting from Injury caused by the Air Flight Accident.

Exclusions

We will not pay for loss caused by or resulting from:

1. Sickness of any kind;

2. service in the armed forces of any country.

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Please note: All coverages are subject to plan exclusions and other limitations. Please read them carefully as they will limit or remove coverage.

Insurance companies frequently make changes to their policies and premiums. Changes are posted on our site when they occur and can result in changes to this information. We advise you to purchase your insurance as soon as possible. If you have any questions please call us at 800-821-4940 Monday through Friday between 9:30am to 5:30pm ET.