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Pre-Existing Waiver policy wording for Generali Global Assistance Premium

We will not pay for loss or expense caused by or incurred resulting from a Pre-Existing Condition, as defined in the Definitions section, including death that results therefrom.

This Exclusion does not apply provided you meet the following requirements:

a. coverage is purchased prior to or within 24 hours of your final Trip Payment; and

b. you are medically able to travel at the time the coverage is purchased; and

c. you insure 100% of your prepaid Trip costs that are subject to cancellation penalties or restrictions.

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Please note: All coverages are subject to plan exclusions and other limitations. Please read them carefully as they will limit or remove coverage.

Insurance companies frequently make changes to their policies and premiums. Changes are posted on our site when they occur and can result in changes to this information. We advise you to purchase your insurance as soon as possible. If you have any questions please call us at 800-821-4940 Monday through Friday between 9:30am to 5:30pm ET.