Welcome to®, a place where consumers can research, compare, and shop for travel insurance products. The web site is owned and operated by BC Group, LLC. (hereinafter, the "Company" or BC), a licensed insurance agency that is located in East Hartford, Connecticut. The Company provides its services to you subject to the following conditions. Please read them carefully.

Best Premiums

The travel insurance premiums on our website come directly from the insurance carriers. They are regulated by the Departments of Insurance in each state and as a result, the rates you get on our site are the same as those offered by other insurance agents and brokers. The Company provides a free service to consumers and does not add any fees to the carrier's rates and fees. No one else can offer a lower premium for the same insurance plans on our site.

Commission Disclosure - Fairness Pledge

BC is a licensed insurance agency located in East Hartford, CT. We are paid commissions by the insurance companies on our site. Commissions are a percentage of the premium that you pay and are built into the cost of the insurance policy. They vary by company and by plan. We do not receive any contingency commissions that are based on loss experience from any of our companies.

It is unlawful for BC to offer you a discount (rebate) by discounting our commission. Additionally, it is unlawful for our insurance companies to offer you the same coverage at a lower rate because of a discounted commission.

We promise you that we will not steer you to plans that offer us higher or better commissions. At all times we will fairly and accurately show all plans from our partner companies so that you will be able to choose based on your needs regardless of their profitability to our company. We will make no distinction based on our commission.


All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of BC or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of the Company and protected by United States and international copyright laws. is a registered trademark of BC.


"We" and "Us" as used within a specific quote or plan refers to the insurance company that underwrites the plan or coverage and does not refer to BC Group, LLC. or to®. Insurance benefits and/or services are specifically provided by the underwriting insurance company and/or their authorized service providers and are not underwritten or reinsured by BC..

Disclaimer of Warranties and Limited Liability

This web site is provided by the Company on an "as is" and "as available" basis. The Company makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk. Any links to other web sites are provided as a courtesy. They are not intended to nor do they constitute an endorsement by the company of the linked materials. To the full extent permissible by applicable law, the company disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

Travel Insurance Confirmation

When you purchase your insurance through® a travel insurance confirmation is automatically emailed to you at the address that you've provided. This confirmation and any subsequent communication which confirms your travel insurance plan or provides ID cards is contingent on the appropriate premium having been paid and your policy being in effect with the underwriting insurance company at the time the email or communication is sent. As with any insurance, your travel coverage is contingent on your entire premium being fully paid by the effective date of your coverage. Coverage will not apply if for any reason your premium was not paid (such as but not limited to your charge being declined by your credit card company regardless of the reason) or if it is refunded by the insurance company.

Applicable Law

By visiting our site, you agree that the laws of the state of Connecticut, without regard to principles of conflict of laws, will exclusively govern these Legal and Licensing terms and any dispute of any sort that might arise between you and the Company.