Trip Interruption Coverage

Trip Interruption Protection

Very similar coverage to trip cancellation. It is a type of coverage that provides for reimbursement of unused, non-refundable fees that you've paid because you interrupt (post departure) your trip due to a covered reason.  Coverage can also include reimbursement for airfare to return home.

Some common "covered reasons" are:

• injury, illness, or death of the traveler, the traveler's traveling companion, and family members.
• weather conditions however, coverage is very specific and many plans limit coverage to weather that causes your common carrier to be delayed for a specific number of hours.
• your home or destination made uninhabitable due to natural disaster.
• jury duty.

Possible pitfalls

• pre-existing medical conditions - are excluded unless you qualify for the "waiver of pre-existing conditions".
• not a covered reason - covered reasons are specific and your reason for cancelling has to be one of them.
• nonrefundable fees should be in writing when you pay your money and paid prior to your departure..