Weather Coverage Comparison Chart

UPDATE: Check out our new Travel Insurance Buyer's Guide's Weather Coverage Page

Most travel insurance policies will cover weather conditions that cause you to cancel, interrupt, or delay your trip, however, many have specific requirements that have to be met in order for coverage to apply. As an example many policies require the airline to cease operations for at least 24 consecutive hours before they will cover a cancellation. Use this chart to help you determine which plan would best cover your trip when it comes to weather related delays or cancellations.

The chart below is shown in descending order based on our QuoteWright ratings for each coverage. The rating scale is based on 0 to 100, the higher the rating, the better the coverage relative to the other plans.

Company	Plan Name	Trip Cancellation/Interruption Covered Reason	Travel Delay	Missed Connection	QuoteWright Rating
Generali Global Assistance	Premium	Adverse weather, mechanical breakdown of the aircraft, ship, boat, or motor coach you are scheduled to travel on See Details	$ 1,000 $300/per day per person Maximum/ 6 hours. See Details	$ 1,000 Delay of 3 or more hours. See Details	46.0
Generali Global Assistance	Preferred	Adverse weather, mechanical breakdown of the aircraft, ship, boat, or motor coach you are scheduled to travel on See Details	$ 1,000 $200/per day per person Maximum/ 8 hours. See Details	$ 750 Delay of 3 or more hours. See Details	42.7
Travel Insured International	Worldwide Trip Protector	Weather causing complete cessation of services Minimum 6 hour delay See Details	$ 1,500 $200 limit per day/3 hour delay See Details	$ 500 Delay of 3 or more hours See Details	42.7

Disclaimer

This is intended to be a brief overview of how travel insurance plans currently cover weather conditions. The analysis was based on the standard policies for each plan; actual coverage may vary by State. As will all insurance you should read the policy provisions and exclusions carefully before buying a plan for your trip.