In the 45 years that I’ve been directly involved in travel insurance I’ve noticed 3 major misconceptions about travel insurance that always seem to be lurking in the shadows.
Author: John Cook
Common Sense Ways to Protect your home when traveling
However, there are certain things that a traveler can do to minimize their risks to their home and property while traveling. Having security devices like an alarm and motion detection lights installed can help but here are some more tips:
Terrorism – Is It Covered by Travel Insurance?
The clearest indication of terrorism coverage is found in the trip cancellation/interruption and travel delay coverages. These coverages have specific covered reasons (named perils) that trigger their benefits.
Travel Medical Coverage – Pros and Cons of Primary vs Secondary Coverage
Medical coverage should be an integral part of any travel insurance plan whether you buy coverage from a tour operator, cruise line, travel agent or a travel insurance comparison web site. It can be a life line to help defray medical costs while traveling. Medical costs, which in many cases either isn’t covered by at home medical plans due to territorial limitations or their benefits are scaled back because treatment is “outside of network”.
Think Twice before Buying Airfare Independently from your Tour or Cruise
However, declining add on airfare and buying your own might result in unanticipated and uninsured consequences.