Travelers sometimes get confused about some archaic language found in travel insurance policies that exclude coverage for “inherent vice”. What does it mean? “Inherent Vice” is a term found in most property policies and is meant to describe property that inherently deteriorates or destroys itself. An example would be any type of personal property (baggage…
Author: John Cook
“Named Event” Clause in travel insurance?
This morning I read an article in the Hartford Courant that says that travel insurance policies contain a “named event” clause. The article goes on to say that because of this clause that if you buy a policy after a tropical storm is named there will be no coverage within the policy. Unfortunately this isn’t…
UK and the Terror Plot – Does coverage apply?
Unless you haven’t had the television on today than you probably have heard about the fine job that British security did in thwarting a terrorist plot to blow up USA bound planes from England. As a result the terror level has been raised for flights between the two countries and new rules have been effected…
Unlicensed Company Selling Travel Insurance
New from the Texas Department of Insurance a press release that states that they have issued Trip Assured of Tennessee a cease and desist order to stop selling travel insurance to residents of Texas. It appears from the order that Trip Assured has been selling insurance in Texas without the benefit of a license. Personally…
Travel Insurance Check List
Interesting article in the Southern New Jersey Courier-Post about what to look for in a travel policy and the need to study the policy provisions before buying. One item that was overlooked is that the best place to compare travel policies is at QuoteWright.com, America’s Travel Insurance Store. This is the only site where you…