No – it applies to all Immediate Family Members, travel companions and their Immediate Family Members- whether they are traveling or not. This is an important detail to pay attention to because most travelers think that the pre-existing condition exclusion only applies to them – the ones going on the trip. If you are concerned…
Category: Travel Insurance Insights
Biggest Mistake in Buying Travel Insurance
The biggest mistake people make when they go to buy travel insurance is the assumption that buying direct from a cruise line, tour operator or travel insurance company is the cheapest and best way to go. A good deal of people will use a site like QuoteWright.com to compare travel insurance but once they have…
Beware of some Travel Insurance “Experts”
Every once and awhile a person who has “expert” insurance credentials drifts or stumbles out of their area of expertise and offers advise in areas in which they have no or very little knowledge but because of the credentials people believe them. Just yesterday an article, “Are You Covered?” appeared on the web site for…
Is Flight Insurance, Life Insurance?
Is flight accident insurance really life insurance? From time to time that question comes up. Usually it comes from a traveler who is not in the insurance business and who makes the assumption that because the flight accident insurance pays a benefit based on the death of the insured that it’s a form of Life…
Aircraft Inspections and Travel Insurance
Flight delays and cancellations are in the news right now because of the safety inspections that are being required by the FAA. Questions are being raised as to whether or not there is coverage under travel insurance policies for trips that are being affected. It really depends on the company and plan that a person…