Cancel for Any (Other) Reason

Is a safety net offered by some policies that provides coverage if your have to cancel for any reason other than one already covered by the basic trip cancellation coverage.

Cancel For Any Reason(CFAR)

Cancel for any reason coverage is only available on select plans that contain trip cancellation coverage. Basic trip cancellation coverage provides coverage if you cancel your trip due to a covered reason. Cancel for any reason is a safety net that will allow you to cancel for a reason other than those that are covered and will provide you a portion, usually 75% or 90% (varies by plan) of your non-refundable trip costs. In order to be eligible for coverage you must conform to the plan requirements.

Typical requirements are:

  • coverage must be purchased with the required time period 24 hours to 30 days (varies by plan) following the first payment date of any portion of your trip; and
  • the amount of trip cost being insured must be equal to or slightly greater than your actual trip cost including taxes and fees. 

Eligibility for CFAR isn't fully determined until the time of a claim.  Don't round your trip cost down as it will cause you to be disqualified from coverage at the time of a claim.

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