Cancel for Any Reason

UPDATE March 24, 2020

Only two companies are currently offering Cancel for Any Reason.  They are CF Travel Insured Worldwide Trip Protector Plus and AIG Travel Guard Gold or Platinum depending on where you live.  Please do a quote and use the Cancel for Any Reason filter to see what is available in your state.

Cancel for Any (Other) Reason

Sometimes the trip cancellation/interruption plans don’t have the covered reason you’re looking for, or maybe you just want to have all of your bases covered.  This is where the "cancel for any reason" benefit can help you.  This benefit allows you to cancel for any other reason not stated on the policy and get reimbursed a percentage (usually 75%, varies by plan) of you trip cost back.  This benefit is only available on select plans and you must qualify for it.

Many of the plans that offer the cancel for any reason benefit have similar qualification requirements and they are shown below.

1. you must buy the insurance within 24 hours to 30 days (varies by plan) of the date of first trip payment.
2. you must insure your trip to it's full, prepaid non-refundable value.

With some policies the benefit is then available at additional cost, and with others, it is already built into the premium.  Like qualifying for the pre-existing medical conditions waiver, remember that meeting all of the conditions listed in the policy is required to qualify.

How Does It Work?

The benefit tends to work the same way with all of the plans that offer it.  As mentioned above, it allows you to cancel for any other reasons not stated on your policy as long as you are not cancelling within 48 hours of your departure.  This bears repeating- once you are within 48 hours of your departure, the cancel for any reason benefit no longer applies.